Sobre el candidato
A Credit Risk Officer fluent in Spanish and English with over 5 years of experience working in Commercial Banking, Fintech Lending, and Equipment Leasing Financing. Strong training in Commercial Banking, and overall Credit Risk Underwriting. Experience working in the Fintech industry on a $30 million Lending Portfolio. I had my own lending authority within Merchant Growth (Fintech). I ensured that risks were properly addressed by writing credit within the credit policy and performing internal credit reviews. I lent over $12MM in Credit during my tenure at Merchant Growth.
Región (Solo Chile)
Comuna (Solo Chile)
The University of British Columbia is a global centre for research and teaching, consistently ranked among the top 20 public universities in the world.
Capilano University is a teaching-focused public university based in North Vancouver, British Columbia, Canada
& Experiencia laboral
- Join in credit committee reviews of larger exposure applications. - Adjudicate higher exposure loans and line of credit applications from medium-sized businesses. - Participate in team projects focused on process and/or policy improvement.
- Managing daily deal flow volumes while assigning priority to important Broker Partner and other Referral Sources. - Managing a team of five analysts and assigning daily Credit tasks and Operational responsibilities. - Adjudicating Credit Files with Exposure up to $500,000 per transaction within Authority while exercising Managerial level exceptions.
- Underwriting credit files above $150,000 in Risk Credit Committees - Presenting to the Chief Risk Officer, VP of Risk and Chief Financial Officer. - Performing credit structuring, credit underwriting, risk management for a credit portfolio geographically diversified across Canada in various industries such as E-commerce, Manufacturing, and Professional Practices. - Creating credit risk models for financial automation from Transunion data points based on borrower's repayment history to re-calibrate our risk rating model.